Real Estate

Real Estate

Buying or selling property is likely to be the single largest investment transaction most people will ever make but it does not have to be stressful. Obtaining professional assistance from an experienced real estate lawyer is essential to ensure all paperwork and documentation are completed accurately and correctly. Our real estate lawyers assist residential and commercial clients with all types of property purchases. We assist you with securing mortgage financing, refinancing, easements, sales & purchases, power of attorney, notary public plus other real estate services. Doss Law is committed to ensuring your real estate transaction progresses smoothly and closes as seamlessly as possible.

With the many expenses you face when buying or selling your house, our very affordable legal fees will be one less concern. You will be provided with a personal legal team to walk you through the transaction from beginning to end. We pride ourselves on delivering a personal, trusted and values-based service.

List of services we provide:

  • residential and commercial purchases

  • residential and commercial sales

  • residential and commercial mortgages

  • private mortgage transactions

  • refinancing your home

  • review and preparation of lease agreements

  • review of new home purchase agreement

  • review of Status Certificate

  • Builder Pre-Construction

  • Survivorship Applications

 

MORTGAGE & FINANCING:

What does it mean to refinance your mortgage?

A refinance means replacing your existing mortgage with a new one. This is done to allow a borrower to obtain a better interest term and rate. For someone with good credit history, a refinance can be a good way to convert a variable loan rate to a fixed as well as obtaining a lower interest rate. However, there are risk if someone with bad credit or too much debt is looking to refinance. With possible high interest rates and an unstable economy, it is easier to default in mortgage payments. If you find yourself in this possible scenario, it may be time to consider refinancing, however, without the necessary information and knowledge, it may actually hurt you to refinance. At Doss law, we can assess every situation and give sound advise on whether or not it is in your best interest to refinance your home.

A mortgage is a loan secured by property that helps you purchase your home that you pay off over time. You will be paying down the principal, the price your borrowed, plus interest. At Doss law, we communicate with your lender and insure your mortgage is registered correctly. It is very rare in this economy to purchase a home without borrowing money from either a bank or a private lender. As one of the biggest aspects of purchasing a home, arranging a mortgage with a trusted lender is a vital step in the real estate process.

Our services include:

  • One-on-one consultations with a lawyer

  • Review of the mortgage commitment and the lender’s instructions

  • Preparation of all legal documents for closing

  • Discharge of pre-existing mortgage(s) (if any)

  • Arranging title insurance policy

 

PURCHASE:

The terms of a real estate transaction must be property memorialized in the agreement of purchase and sale in order for them to be legally binding. Lawyers make sure that the contract you signed adheres to all the laws set in place as well as addresses any specific issues that might affect the future use of the property. There can be snags that may be preventing you from obtaining clean title on your property or any other obstacles, Doss Law can assist you in sort out any issues that may rise to the surface.
Includes:

  • One-on-one consultations with a lawyer

  • Review of your agreement of purchase and sale

  • Title search

  • Review of mortgage commitment and the lender’s instructions

  • Preparation of all legal documents

  • Arranging title insurance policy

 

SALE:

Because of the significance of the financial transaction you are entering into, the process will involve binding contracts. Most all real estate transactions require the signing of a standard OREA agreement. Your OREA must be reviewed by a qualified and experienced real estate lawyer to ensure your protection. Our office will review your agreement and ensure that all conditions and warranties are set in place to guarantee a smooth sale.
Includes:

  • One-on-one consultations with a lawyer

  • Review of your agreement of purchase and sale

  • Preparation of all legal documents and discharge of mortgage(s)

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